If you are thinking about buying your first home in 2026, this guide breaks down what the market really looks like, what matters more than rates, and how first-time buyers can move forward with confidence instead of waiting on perfect timing.

Choosing a mortgage partner is about more than rates or loan options. It’s about trust. It’s about the people who will guide you, advocate for you, and help you make confident financial decisions during one of life’s biggest milestones.

What If Your Home Could Give You a $50,000 Raise Without Changing Jobs?